Finance
Invoices, bills, and the bank, in one ledger.
Send invoices in Naira and get paid through every channel that matters: bank transfer, card, USSD, Flutterwave, OPay, WhatsApp. Bills, receipts, and bank feeds reconcile into one ledger the accountant doesn't have to rebuild every month.
This month
August 2026
Received
₦4.82M
+12%
Outstanding
₦1.96M
32 invoices
Recent
- Stark IndustriesINV-1042₦820,000Paid
- Hooli CoINV-1041₦240,000Sent
- Acme HoldingsINV-1040₦1.2MOverdue
Everything money-shaped, in one place.
- Accounting
- Real double-entry, GAAP-compatible, audit-ready.
- Invoicing
- Branded invoices, recurring billing, automatic reminders.
- Payroll
- Salaries, taxes, pensions — for Nigeria first, Africa next.
- Subscriptions
- Manage recurring customers and predict cashflow.
- Installments
- Sell on credit safely, track every payment plan.
- Cooperatives
- Run thrift, esusu, and SACCO systems in one place.
- Wallets & expenses
- Issue cards, track spend, approve in-line.
Connected to the rest of Ughoron
The numbers from every app, in one ledger.
Sales from Commerce post automatically. Invoices from CRM flow in. Project budgets in Build close out at the end of the job. Property rent rolls in Living balance against owners and tenants. The accountant opens the books and everything is already reconciled.
Finance pricing
Pay for finance, not the whole suite.
Free up to ₦5M revenue/year — file your taxes, send 30 invoices/month.
Billing
per workspace / month
Books
Free
up to ₦5M revenue/year
Solo founders and tiny businesses.
- ✓Bookkeeping + bank feeds
- ✓30 invoices/month
- ✓VAT + PAYE filing
- ✓1 user
- ✓Email support
Most picked
Operate
₦22,000
per workspace / month
Growing teams running real money.
- ✓Unlimited invoices + bills
- ✓Payroll (up to 25 employees)
- ✓Subscriptions + installments
- ✓Multi-currency
- ✓5 user seats
Group
₦85,000
per workspace / month
Holding groups + cooperatives.
- ✓Consolidated reporting
- ✓Wallets + cards
- ✓Cooperative & SACCO modules
- ✓Approval workflows
- ✓Audit access for your auditor
- ✓Dedicated CFO partner
Bundle Finance with the rest of Ughoron Cloud — save 30% on every app.
See all-apps pricing →Close the books without rebuilding them.
Import from QuickBooks, Sage, Zoho, or a spreadsheet in five minutes.